Quick Answer: What Happens If I Give My Social Security Number To A Scammer?

What does Social Security number reveal?

Many businesses ask for your SSN because it is a convenient way to identify you in their system.

As a result, your social security number can now reveal all kinds of information about you, including places you’ve lived, your credit history, and maybe even medical conditions..

Is it safe to give out my social security number?

“There is no reason to give out your Social Security number unless there is a legitimate business purpose, and most instances it is requested there is not a legitimate need,” says Denis Kelly, president of IDCuffs.com, an identity theft prevention company.

How do I know if someone has stolen my identity?

Clues That Someone Has Stolen Your InformationYou see withdrawals from your bank account that you can’t explain.You don’t get your bills or other mail.Merchants refuse your checks.Debt collectors call you about debts that aren’t yours.You find unfamiliar accounts or charges on your credit report.More items…

Who do you legally have to give your Social Security number to?

You do need to give your Social Security number (SSN) to: Companies from which you are applying for credit: credit cards, loans of any type, cell phone service. Your department of motor vehicles. Employers. The three main credit reporting agencies: Equifax, Experian, and TransUnion.

What can hackers do with your SSN?

If (and more like when) these places get hacked, SSNs are the very first thing hackers go after. Once a hacker has your social, he or she can commit all kinds of identity fraud or sell it to another hacker on the dark web.

Can you put a freeze on your Social Security number?

Freezing your credit can help prevent identity thieves and other criminals from using stolen personal information (your Social Security number, for instance) to apply for new credit in your name. … You must contact each national credit bureaus individually to freeze (or unfreeze) your credit reports.

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

What do I do if my scammer has my information?

If You Gave a Scammer Your Personal Information Go to IdentityTheft.gov to see what steps you should take, including how to monitor your credit. Did you give a scammer your username and password? Create a new, strong password. If you use the same password anywhere else, change it there, too.

How do I know if someone used my SSN for unemployment?

To find out if someone has fraudulently filed for unemployment in your name, you can go to the Employee Security Department website, and go through the initial registration steps as if you plan to file for unemployment.

What can someone do with my SSN and DOB?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.

What happens if you accidentally give someone your Social Security number?

What happens if you accidentally give someone your Social Security number? No matter how or why it happened, if you give your SSN to someone you suspect might be a scammer—or think that your SSN has been stolen for any other reason—take action quickly. You could become a victim of identity theft.

What to do if you think your SSN has been compromised?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

Who can legally ask for your SSN?

Who has the right to request your SSN? Federal law mandates that state Departments of Motor Vehicles, tax authorities, welfare offices, and other governmental agencies request your SS number as proof that you are who you claim to be.

How can I protect my Social Security number from identity theft?

How to Protect Your Social Security NumberAsk Why They Want It and How It Will Be Handled. … Leave Your Card at Home. … Shred Mail and Documents with Personal Details. … Don’t Use Your SSN as a Password. … Don’t Send Your SSN via an Electronic Device. … Don’t Give It Out to Strangers. … Monitor Your Bank and Credit Card Accounts.More items…

Can someone access my bank account with my Social Security number?

Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans, and when it comes time to repay them, they won’t, damaging your credit in the process.